Shanna L. Smith is the president and CEO of the National Fair Housing Alliance (NFHA) and has been engaged in fair housing and fair lending enforcement, education, and research for thirty-six years. Since 1990, the NFHA has engaged in systemic lending, insurance, real estate sales, rental testing, and retail sales investigations involving service to people of color. Prior to joining the NFHA, Smith was the executive director of the Toledo Fair Housing Center for fifteen years, where she developed groundbreaking cases that successfully challenged discriminatory policies and practices, including the denial of loans to African American and white borrowers because of minimum mortgage loan amounts, private mortgage insurance minimum home value amounts, discriminatory appraisal practices, and homes located in racially integrated neighborhoods. Smith has testified frequently before the US Senate and House on discrimination in the use of credit, mortgage lending, private mortgage insurance, and homeowners insurance, as well as on the work of the US Department of Housing and Urban Development's Office of Fair Housing and the Fair Housing Program of the US Department of Justice.
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